Do Not Sell or Share My Personal Information

Your California Privacy Rights

If you are a California resident, the California Consumer Privacy Act (CCPA) provides you with specific rights regarding your personal information.

How We Handle Your Personal Information

FirstHomeAI does not sell your personal information in exchange for money, and we do not share your information with third parties for their own marketing or advertising purposes.

The one exception — and it only happens if you ask for it: If you opt in to be connected with a mortgage lender partner, we will share the information needed to make that connection (your contact information and relevant assessment results) with the lender(s) you choose. FirstHomeAI receives a referral fee from lender partners when this happens. You can read the full details on our Affiliate Disclosures page.

Under the California Consumer Privacy Act (CCPA/CPRA), certain definitions of “sale” and “sharing” are broad enough that a referral fee could be characterized as a sale. Out of an abundance of caution and in the interest of transparency, we treat lender referrals as a “sale/share” for CCPA purposes and give every user — California resident or not — the right to opt out at any time.

How We Share Information

We only share your information with your explicit consent for specific purposes:

• Lender Referrals: If you opt-in to connect with a lender, we will share your assessment results and contact information with our verified lender partners. This is done only with your explicit permission.
• Service Providers: We work with trusted service providers (e.g., email delivery, analytics) who process data on our behalf under strict confidentiality agreements. They are prohibited from using your data for their own purposes.

Your CCPA Rights

Under the CCPA, California residents have the right to:

• Know: Request disclosure of what personal information we collect, use, and share
• Access: Request a copy of your personal information
• Delete: Request deletion of your personal information
• Opt-Out: Opt-out of the sale of personal information (not applicable as we don't sell data)
• Non-Discrimination: Exercise these rights without receiving discriminatory treatment

Categories of Information We Collect

We collect the following categories of personal information:

• Identifiers: Name, email address
• Financial information: Income range, savings, debt-to-income ratio (self-reported)
• Demographic data: Household size, county of residence
• Professional information: Employment duration, field of work
• Internet activity: Website usage, survey progress

How to Exercise Your Rights

To exercise any of your CCPA rights, you may:

• Email us at support@firsthome.ai (Subject: "CCPA Request")
• Use the "Delete My Data" link in your results email

We will verify your identity before processing your request and respond within 45 days as required by law.

Authorized Agent

You may designate an authorized agent to make a request on your behalf. We will require written proof of the agent's authority and may still verify your identity directly.

Contact Us

If you have questions about your California privacy rights, please contact us at support@firsthome.ai