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Privacy Policy

Effective Date: January 1, 2025

Last Updated: July 11, 2026

Introduction

First Home AI LLC ("First Home AI," "we," "us," or "our") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our homeownership readiness assessment service at www.firsthome.ai (the "Service").

Please read this Privacy Policy carefully. By accessing or using our Service, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not access the Service.

GLBA Privacy Notice (Financial Institution Disclosure)

Out of an abundance of caution, First Home AI provides this privacy notice in the format required by the Gramm-Leach-Bliley Act (GLBA) for financial institutions.

FACTS: WHAT DOES FIRST HOME AI DO WITH YOUR PERSONAL INFORMATION?

Why?

Companies offering financial services choose how they share your personal information. Federal law gives consumers the right to limit some sharing. This notice tells you how we collect, share, and protect your information.

What Information We Collect:

  • Financial information (income, savings, debt, credit score range)
  • Employment information (duration, field)
  • Housing information (rent, desired price, county)
  • Contact information (name, email, and optional phone if you provide it for lender follow-up)

How We Share:

ReasonDo We Share?Can You Limit?
For our everyday business purposes (survey processing, score calculation)YesNo
For our marketing purposes (homeownership education and First Home AI advertising)YesYes (opt-out, including customer-list advertising uploads)
For joint marketing with other companiesNoN/A
For our affiliates' purposesNoN/A
For lender partners to contact youYes (with consent)Yes (opt-in required)

To Limit Sharing:

  • Email: support@firsthome.ai
  • Unsubscribe from marketing emails
  • Do not opt in to free specialist reviews or partner introductions

How We Protect Your Information:

We use encryption (HTTPS/TLS), secure databases, access controls, and regular security assessments to protect your data.

How We Collect Your Information:

We collect information when you:

  • Complete our homeownership readiness survey
  • Request a free specialist review or partner introduction
  • Open or click links in First Home AI emails
  • Visit our website (cookies, analytics)
  • Interact with First Home AI ads or advertising audiences

Contact:

First Home AI LLC
301 Main Plaza #198, New Braunfels, TX 78130
support@firsthome.ai

Information We Collect

Information You Provide Directly

When you use our Service, we collect information you voluntarily provide, including:

Survey Responses:

  • Previous homeownership status
  • Home purchase timeline
  • Household size
  • County of residence (Texas)
  • Employment duration and field
  • Estimated annual household income
  • Estimated credit score range
  • Current savings for down payment
  • Debt-to-income ratio estimate
  • Current monthly rent
  • Target home price range
  • Self-identified barriers to homeownership
  • Referral preference

Contact Information:

  • First name
  • Last name
  • Email address
  • Optional phone number if you provide it

Limited Visit Attribution Submitted with Your Survey:

When you submit the readiness survey, we may store a limited first-touch attribution snapshot with your survey response so we can understand which pages and channels help buyers find First Home AI. This may include the landing page path, referrer host, campaign parameters, ad click identifiers such as gclid or msclkid if present, and the attribution capture time. We do not store the full referrer URL or full landing URL query in your survey record.

Information Collected Automatically

When you access our Service, we may automatically collect certain information, including:

Device and Usage Information:

  • IP address
  • Browser type and version
  • Device type (desktop, mobile, tablet)
  • Operating system
  • Pages viewed and time spent
  • Referring page or host
  • Date and time of access

Cookies and Tracking Technologies:

We use cookies and similar tracking technologies to collect information about your browsing activities. See our Cookie Policy for more details.

Information from Third Parties

We may receive information from third-party services that you connect to our Service:

Email Service Provider (Resend):

  • Resend email delivery status, open and click engagement signals, and unsubscribe status

How We Use Your Information

We use the information we collect for the following purposes:

Service Delivery

  • Generate your personalized Readiness Score
  • Assess your potential Down Payment Assistance eligibility
  • Provide customized insights and recommendations
  • Create your results dashboard
  • Send you results via email with magic link access

Communication

  • Send your assessment results
  • Respond to your inquiries
  • Send service-related notifications
  • With your consent, send educational content about homeownership

Marketing and Advertising

  • Show First Home AI ads about educational resources, readiness reviews, and optional next steps
  • Reach or re-engage people who shared contact information with First Home AI, including through Google Ads Customer Match or similar first-party audience tools
  • Measure whether our ads lead to submitted surveys or other First Home AI conversion events, including through enhanced conversions
  • Use only limited identifiers for advertising audiences, such as email address, optional phone number, first name, last name, and country
  • Honor marketing opt-outs by excluding opted-out users from future marketing audience uploads and refreshes

We use these advertising services to promote First Home AI more effectively and help people learn about our educational tools and optional review services. We do not sell customer lists or allow advertising providers to use your contact information for their own independent marketing.

We do not upload or share survey financial answers, credit score ranges, debt, savings, income, self-identified barriers, or lender-referral choices with advertising platforms for audience matching. We may use internal service state, such as whether you already requested lender contact, to avoid irrelevant ads and limit First Home AI marketing audiences. We also do not write ads that imply we know your personal financial situation, survey answers, or lender-referral choice.

Service Improvement

  • Analyze usage patterns to improve our Service
  • Measure which organic, paid, and referral channels lead to submitted surveys
  • Develop new features and functionality
  • Conduct research and analysis
  • Debug and fix technical issues

Business Operations

  • If you opt in, share your information with one licensed mortgage specialist or lender partner for a requested free review
  • Process partner introduction relationships
  • Comply with legal obligations
  • Enforce our terms of service

How We Share Your Information

We may share your information in the following circumstances:

Service Providers

We share information with third-party service providers who perform services on our behalf:

ProviderServiceData SharedPrivacy Policy
SupabaseDatabase hostingAll survey datasupabase.com/privacy
ResendEmail deliveryName, email, results, delivery and engagement metadataresend.com/legal/privacy-policy
VercelWebsite hosting and privacy-focused web analyticsTechnical data and aggregated usage datavercel.com/legal/privacy-policy
Google AnalyticsAnalyticsUsage datapolicies.google.com/privacy
Google AdsAdvertising, conversion measurement, and first-party audience matchingLimited identifiers such as email address, optional phone number, first name, last name, and country; these may be hashed or securely processed for matching. We do not share survey financial answers or lender-referral choices for these ad audiences.policies.google.com/privacy

Lender Partners (With Your Consent)

If you request a free specialist review through our Service, we may share the following information with one licensed mortgage lender partner:

  • Contact information (name, email, and phone number if you provided one)
  • Survey responses relevant to your requested readiness review
  • Readiness Score and estimated DPA, MCC, or loan-path fit indicators

For earlier-stage profiles, a partner may first see a masked readiness summary before accepting the review request. In that masked view, your last name, email, and phone number are hidden. Partners may not contact you or attempt to re-identify you from the masked summary before accepting the request. If one partner accepts the request, we share the contact information needed for that partner to follow up.

You are NOT required to share your information with lender partners. You may choose to find your own lender without using our partner introduction service.

First Home AI may receive a flat partner fee for platform services associated with this consumer-authorized review introduction. See our How We Make Money page for details on partner relationships.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court order, subpoena, government investigation).

Business Transfers

If First Home AI is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you of any change in ownership or uses of your personal information.

Aggregated and De-Identified Data

We may share aggregated or de-identified information that cannot reasonably be used to identify you for research, analysis, and business purposes.

Your Rights and Choices

Access and Correction

You have the right to:

  • Request access to your personal information
  • Request correction of inaccurate information
  • Request a copy of your information in a portable format

To exercise these rights, email us at support@firsthome.ai with the subject line "Privacy Request".

Deletion

You have the right to request deletion of your personal information. We will delete your information within 30 days of a verified request, unless we are required to retain it for legal or legitimate business purposes.

To request deletion, email us at support@firsthome.ai with the subject line "Data Deletion Request".

Opt-Out of Marketing

You may opt out of marketing communications by:

Note: You may still receive transactional emails (e.g., your assessment results) even if you opt out of marketing.

Marketing opt-out also stops First Home AI from recording first-party nurture email open and click engagement events tied to your user record. Existing email links continue to open their intended destination, and the tracking route does not create new engagement rows tied to your user record after you opt out.

Marketing opt-out also excludes you from future First Home AI customer-list advertising uploads and audience refreshes, including Google Ads Customer Match or similar first-party advertising audience tools. You can also manage many Google ad personalization settings directly through Google.

Opt-Out of Partner Introductions

You may choose not to share your information with lender partners by:

  • Selecting "No" when asked about a free specialist review in the survey
  • Not clicking a free-review or partner-connect button on your results page
  • Emailing us at support@firsthome.ai to revoke consent

Data Retention

We retain your personal information for as long as necessary to:

  • Provide our Service to you
  • Comply with legal obligations
  • Resolve disputes
  • Enforce our agreements

Retention Schedule:

Data TypeRetention PeriodReason
Survey responses3 years after last activityService improvement, legal compliance
Email addressUntil opt-out or deletion requestCommunication
Results/Scores3 years after creationMagic link access, service improvement
Technical logs90 daysSecurity, debugging

After the retention period, we will securely delete or anonymize your information.

Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

Technical Safeguards:

  • Encryption in transit (HTTPS/TLS)
  • Encryption at rest (database encryption)
  • Secure authentication (magic link tokens)
  • Regular security assessments

Organizational Safeguards:

  • Access controls (role-based permissions)
  • Employee training on data protection
  • Incident response procedures
  • Third-party security assessments for vendors

No Guarantee: While we strive to protect your personal information, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

Children's Privacy

Our Service is not intended for children under 18 years of age. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe we have collected information from your child, please contact us at support@firsthome.ai.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by:

  • Posting the updated policy on our website
  • Updating the "Last Updated" date
  • Sending an email notification (for material changes)

Your continued use of the Service after any changes indicates your acceptance of the updated Privacy Policy.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

First Home AI LLC
301 Main Plaza #198, New Braunfels, TX 78130
Email: support@firsthome.ai

For Privacy/Data Requests:
Subject Line: "Privacy Request" or "Data Deletion Request"

Response Time: We will respond to all inquiries within 30 days.