Texas Homebuyer Guides

Free, Texas-specific education for first-time buyers. No fluff — just the real numbers, programs, and decisions that matter in this market.

Showing 11-11 of 11 guides

March 23, 2026

Can You Buy a House in Texas with a 620 Credit Score in 2026?

A 620 credit score unlocks conventional financing AND major down payment assistance in Texas. Here's the real math — and why 620 might matter more than 740 for first-time buyers.

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Explore by Texas County

Income limits, purchase price caps, and DPA programs vary county by county. Select your area for the exact numbers that apply to you.

Travis County★

Austin-Round Rock MSA

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Harris County★

Houston-The Woodlands-Sugar Land MSA

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Dallas County

Dallas-Fort Worth-Arlington MSA

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Tarrant County

Dallas-Fort Worth-Arlington MSA

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Bexar County★

San Antonio-New Braunfels MSA

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Collin County

Dallas-Fort Worth-Arlington MSA

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Denton County

Dallas-Fort Worth-Arlington MSA

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Fort Bend County★

Houston-The Woodlands-Sugar Land MSA

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Williamson County★

Austin-Round Rock MSA

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Comal County★

San Antonio-New Braunfels MSA

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Hays County★

Austin-Round Rock MSA

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Blanco County★

Johnson City / Hill Country

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★ Featured area — expanded program support available through our lending partners

Ready to see where you actually stand?

Our free assessment uses Texas-specific data — real county tax rates, DPA eligibility, and your actual numbers — to tell you exactly where you are on the path to homeownership.

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